A clear path
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A MIC pools capital from investors to provide flexible real estate loans. It is a simple, structured bridge between your money and a portfolio of reliable mortgages.
What’s a MIC
Mortgage Investment Corporations (MICs) are pooled investment vehicles that raise capital from investors to lend to qualified borrowers for the purchase of commercial or residential real estate. Investors earn income in the form of dividends on the mortgage payments received by the borrowers.
That’s the technical explanation of a MIC, but the heart of it, it’s about connecting people to make dreams happen. Investors are seeking opportunities to grow capital to achieve their ambitions. Borrowers are seeking capital to fulfill their dream of purchasing property. And Right Avenue? We put them together so that everyone wins.
How it works
Bridging the capital gap between dreams and opportunity.
Frequently Asked Questions
Your questions, answered clearly.
If your question is not answered here, feel free to reach out to us.
What is a Mortgage Investment Corporation (MIC)?
A Mortgage Investment Corporation, or MIC, is a pooled investment vehicle that brings together capital from investors and uses it to lend to qualified borrowers purchasing commercial or residential real estate. Investors earn income through dividends generated from borrowers’ mortgage payments. At Right Avenue, a MIC is more than a financial structure. It is a way to connect investors and borrowers so both can move closer to their goals.
What is Right Avenue’s process?
Right Avenue gathers capital from investors and uses those funds to support qualified borrowers purchasing property. We act as the bridge between people looking to grow their wealth and people looking to achieve their dream of property ownership. Our team of experienced underwriters follow a robust process to ensure our investors’ money is lent on safe deals offering the best returns.
Who can invest with Right Avenue?
Right Avenue works with aligned investors who are looking to diversify their portfolio and generate income through mortgage investments. Investors go through our Exempt Market Dealer to determine suitability through a quick application process. First-time investors are able to invest $25,000, and recurrent investments can be upwards of $10,000. Investments can be made via registered, non-registered, personal and corporate funds. By pooling capital together, investors gain access to opportunities tied to real estate lending while earning dividends from borrower mortgage payments.
How does Right Avenue decide which borrowers to support?
Right Avenue looks beyond credit scores and spreadsheets. We see borrowers as people first. For qualified borrowers, we consider the whole picture, including their goals, potential, the property opportunity, and their exit strategy. Our approach is built around creating fair opportunities for people who may need a different path to financing.
How do investors earn returns through Right Avenue?
As borrowers make their mortgage interest payments, those payments generate income for investors in the form of dividends. This creates a cycle where investors can grow their capital while helping borrowers move forward with their property goals.